Welcome to Our Financing Department

Tracy Volkswagen takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Secure Auto Financing Through Tracy Volkswagen & Drive Your Next Car Home

Up until now, you've been a car shopper, searching for the right car or SUV for your needs. Now that you've found the one that speaks to you, you're ready to be a car owner. Tracy Volkswagen  is happy to help with automotive financing solutions that are tailor-made for drivers from Hyannis MA, Chatham, Bourne, Yarmouth and Barnstable MA, like you.

Choose Between Affordable Auto Leases and Car Loans at Tracy Volkswagen

One of the first aspects of auto financing drivers from the Chatham, Bourne, Yarmouth and Barnstable MA areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Volkswagen while keeping monthly payments low. A loan is a favorite for many near Hyannis MA since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Let the Tracy Volkswagen Finance Team Work for You

Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have along the way.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Finance or Lease Your Next Vehicle with Tracy Volkswagen

Regardless of whether you prefer a brand-new Volkswagen model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Barnstable, Chatham, Bourne MA, Yarmouth MA and Cape Cod area to find our customers the ideal loan or lease to help make their dream car a reality.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Volkswagen models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Get the Ball Rolling on Financing Your Next Car in Hyannis

When you're ready to drive your next car home, the experts at Tracy Volkswagen are standing by to help demystify the process. We can answer any questions that you may have, or if you're ready to put us to work for you now, simply fill out our online credit app. That way, we can hit the ground running and you'll be one step closer to owning your next car.

Your privacy is important to us.

Tracy Volkswagen takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Tracy Volkswagen

    686 Route 132
    Hyannis, MA 02601

    • Sales: (508) 775-3049
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Get in Touch

  • Contact our Sales Department at: (508) 775-3049
  • Monday8:00am-7:00pm
  • Tuesday8:00am-7:00pm
  • Wednesday8:00am-7:00pm
  • Thursday8:00am-7:00pm
  • Friday8:00am-7:00pm
  • Saturday8:00am-5:00pm
  • SundayClosed